Our clients approach us with the following questions on a regular basis:
- Will my savings be sufficient to support my lifestyle throughout my retirement?
- Do I have enough to retire?
- At what age can I comfortably retire with the lifestyle I want to enjoy?
- Will I outlive my resources or would I have a shortfall?
- How will market performance affect my nest egg?
Prosper and Grow has a specialty building retirement income strategies for clients at or approaching their retirement.
We will help you design your own Retirement planning strategies to suit your goals and comfort level as well as to take advantage of tax saving opportunities like Salary Sacrificing and Transition to Retirement.
In order to assess your ability to comfortably retire, we provide you with
Pre-Retirement Advise
- we review your current retirement assets,
- Develop strategies for minimising your tax and maximising your Centrelink benefits
- We can project what retirement may look like and give you a number of scenarios to consider providing you with clarity about the future.
- Review your financial plan on a regular basis to make sure you achieve your retirement goals!
Post retirement Advise
Centrelink benefits: - We will work closely and guide you prior to applying for the Age Pension or Health care card.
We will help complete the paperwork with you and ensure its accuracy.
Aged Care facility: - If you are looking for aged care facility for a loved one, we can guide and plan for you so that you know what to expect and also how any fees or bonds are charged.
Estate Planning:-Passing on your Legacy
Without proper estate planning, you risk the tax man taking much of your hard earned cash!
You can minimise liabilities, and maximise what your loved ones inherit with professional estate planning advice from Prosper and Grow Financial Services.*
Areas to consider may include Wills, Superannuation, Testamentary Trusts, Enduring Power of Attorney/Guardianships, which we can help explain how they work and whether they are applicable for your situation (we are not solicitors and you do need to seek the advice of a legal practitioner - we can project manage this process and have a strategic partner in place to facilitate and provide expert advice).
* Please note: Your Power of Attorney and Will must be drawn up by a solicitor.
Prosper and Grow provides you with comprehensive estate planning considerations only.
Disclaimer: Prosper and Grow Financial Services Pty Ltd, is not responsible for any of the advice given by the above-mentioned solicitor.
This website contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information.